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Does paying your taxes with a credit card affect your credit score?

If you use your credit card to pay your taxes, and then you immediately pay your credit card from your checking or savings account, before the credit card billing cycle closes, it will not impact your credit score at all. However, if you use your credit card to pay your taxes and then the billing cycle closes with that balance on the card, this will likely impact your credit score because it will now be shown on your credit report as a new debt. Since taxes do not show up on a person’s credit report unless they have reached lien status, if you are unable to pay your taxes in full, it may be best not to pay them with your credit card. If you are able to pay them in full, and you can use your credit card to get miles, points or cash back, then paying your taxes temporarily with your credit card can be a smart move.

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